Probate Advance is not a lender and does not provide loans. We specialize exclusively in inheritance funding, which is a risk-free financial option for heirs awaiting their inheritance. Inheritance funding is not a loan—there are no monthly payments, no interest charges, and no repayment is required unless you receive your inheritance. If for any reason your inheritance is not received, you owe us nothing.
If you’re waiting on an inheritance in Utah, there’s a new law you should know about: Senate Bill 233 (SB 233). This bill changes how people can transfer or sell their share of an estate while it’s still going through probate. It officially took effect on May 7, 2025.
So, what does SB 233 mean for heirs like you—and how can an inheritance advance from a company like Probate Advance help if you don’t want to wait months (or even years) for your inheritance?
What Is Utah SB 233?
SB 233 adds a new rule to Utah’s probate laws that makes the process of selling your inheritance share to someone else much more formal and regulated.
Under this new law:
- If you want to sell your future inheritance to a third party, it must be in writing.
- The contract must clearly list who’s involved, how much you’re being paid, and what part of the estate is being sold.
- The probate court must be notified—and a hearing can be requested if there are any. questions or objections.
- Anyone who tries to bypass the rules could face penalties.
What If You Need Money from an Inheritance Now?
The probate process takes time—often months or even over a year, depending on the complexity of the estate. During that time, heirs are often left waiting. Meanwhile, bills pile up. Maybe you need help covering funeral costs, paying rent, or handling everyday expenses.
This is where an inheritance advance can be a helpful option.
What’s a Probate Advance?
A probate advance (also called an inheritance advance) lets you get a portion of your inheritance now, instead of waiting for the court to finish the probate process.
Here’s how it works:
- You apply with a company like Probate Advance.
- If approved, you get cash in as little as 24 hours once approved.
- The advance is repaid from your future inheritance.
- There’s no credit check, no monthly payments, and no risk to you if the estate doesn’t end up distributing funds.
Unlike a loan, this is a non-recourse obligation. That means if the estate doesn’t pay out, you don’t owe anything back.
How Does SB 233 Affect Inheritance Advances?
SB 233 is focused on people or companies that regularly buy up inheritance rights as investments.
With a probate advance:
- You’re not selling your full inheritance
- You’re only assigning a fixed amount of money to the funding company
- You still get any remaining inheritance after the estate is settled
Reputable companies—like Probate Advance—make sure all documents are clear, transparent, and follow Utah’s laws. SB 233 reinforces the importance of honesty, disclosure, and fairness in any agreement involving inheritance.
When a Probate Advance Can Help
Here are some common situations where an inheritance advance can be a lifesaver:
- Covering funeral or medical expenses
- Paying off debts or overdue bills
- Avoiding foreclosure or eviction
- Handling legal fees
- Taking care of everyday needs while you wait for probate to finish
Let’s say you’re expecting to inherit $60,000, but you think probate could take another 9–12 months. You need $15,000 now. A probate advance could give you that cash today, our of your future inheritance once it’s available.
No waiting. No stress. No risk if something goes wrong with the estate.
How to Get a Probate Advance in Utah
Getting a probate advance is straightforward:
- Apply online – Visit ProbateAdvance.com and fill out our no-obligation application
- Get approved – If eligible, you’ll get a funding offer in as little as 24 hours once approved.
- Receive funds fast – Once the agreement is signed, your funds will usually be available in as little as 24 hours once approved.
Utah’s SB 233 is designed to protect heirs, but it doesn’t take away your options.
If you’re an heir and need money now—not six months from now—a probate advance can help you access your inheritance faster, without risking your credit or financial stability.
Just be sure to:
- Work with a reputable company
- Ask questions
- Read your agreement
- Talk to an attorney if you’re unsure
You don’t have to struggle while you wait for the court. Help is available—and it’s fast, safe, and risk-free.
Ready to get started with an inheritance advance in Utah?
Visit ProbateAdvance.com or give us a call at 866-359-3187 and apply today. Funds can be in your hands in as little as 24 hours once approved.